When we think of the Yamim Noraim our thoughts focus on such items as family, prayer, repentance, health and happiness. Rarely do people dwell on the economic aspects of these days. Yet a glance at the Al Chets that we recite on Yom Kippur show the central role “economic sins” play. The connection between our money and the High Holidays is an expression of the true essence of a religious Jew. Rosh Hashannah is Yom Hadin, the day of judgement both individually and collectively. While many may not feel or even realize that G-d is passing a verdict upon us, ultimately we will all come face to face with our Maker. On that final judgement day we will, our Sages teach, be asked a series of six questions. The first question that G-d will “ask” us is Nasata v’Natata b’Emunah – were your monetary dealings conducted faithfully. First and foremost being an observant Jew means to earn, spend and invest your money ethically. Practices such as not declaring income earned, misleading advertising, improper pricing, mistreating employees, means forfeiting ones place amongst religious Jewry. The Torah understood the deep love people have for money – our Sages declared that almost all of us do some sinning in this area - and their willingness to ‘cut corners’ in order to have more. Thus there are over 120 mitzvot relating to this crucial area of life, guiding us at every turn to a life of honesty and integrity.

The term emunah, faith, is one we normally associate with beliefs and philosophy. It seems out of place when dealing with money. Yet ultimately those who are wanting in this area display lack of faith in G-d. “All of ones sustenance for the year is determined between Rosh Hashannah and Yom Kippur”. While we are not allowed to rely on miracles and must be engaged in gainful employment our yearly wages are set by G-d Himself. Thus any attempt to circumvent our share and acquire more is an act of trying to out smart G-d. The Jew who has emunah understands that wealth is not meant for everyone and while it is admirable to try to earn more honestly, to do so dishonesty is an expression of lack of faith in G-d. Acting ethically in this area is the true expression of faith in G-d.